Legal
Terms of Use
The terms on which this website is made available.
This page covers the ground it has to cover, in the site’s own voice, so a compliance owner and legal adviser review a document rather than a blank page. It is not legal advice and must not go live without that review. Every gap is marked in the copy below.
About these terms
This website is operated by D’Life Sdn Bhd [TO BE CONFIRMED: company registration number]. By using it, you accept these terms.
The information here is general
Everything on this website is general information. It is not personal advice, and it does not take your circumstances, objectives or financial situation into account.
A recommendation from us only ever follows a conversation, a proper needs assessment, and the relevant product disclosure documents. Nothing on this site should be acted on as though it were that.
Accuracy
We take reasonable care to keep this site accurate and current, but products, rules and rates change. Where something here conflicts with a policy document or an insurer’s own literature, that document governs, not this site.
Links to other sites
Where we link to another organisation’s website, we do so because we think it is useful. We do not control those sites and we are not responsible for their content.
Intellectual property
The content, design, photography and video on this site belong to D’Life or are used with permission. Please do not reproduce them without asking.
Liability
[TO BE CONFIRMED: limitation of liability wording. This clause needs drafting by a lawyer against Malaysian law; a generic exclusion copied from another site may be unenforceable and is not worth the risk]
Governing law
These terms are governed by the laws of Malaysia.
Last updated: draft, 2026-08-16
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